Terry Harmer
Enterprise TransformationFortune 250 Financial Services

Terry Harmer

Transformation · Delivery · AI Enablement
Operating ModelsAgile Ways of WorkingContinuous Improvement Change Management
Insurance & Risk9 yrs
Insurance & Risk
Lincoln Financial
Liberty Mutual
Goodville Mutual
Sun Life Financial
Asset Management4 yrs
Asset Management
Vanguard
Advertising & Media6 yrs
Advertising & Media
BBDO Dublin
Consumer Tech2 yrs
Consumer Tech
Apple
Higher Education1 yr
Higher Education
Millersville University
$0M+
Operational savings
From NWOW design and delivery
0
Practitioners enabled
Across 130 cross-functional teams
0
Tier-one consultancies
Engaged and managed
0+ yrs
In enterprise technology
13 of them in financial services

Profile

Technology and operations leader with 20+ years of experience in technology, the last 13 in financial services, specializing in enterprise delivery, continuous improvement, project management, and Agile transformation. I have led complex, cross-functional initiatives that align stakeholders, improve operating models, and turn strategy into measurable outcomes, most recently as AVP of Enterprise Continuous Improvement at Lincoln Financial, where I ran the Agile Center of Excellence and the IT upskilling and enablement function, partnering with internal teams and external consultants on large-scale change.

Prior experience engaging, directing, and managing tier-one consultancies at enterprise scale, along with multinational on-site experience across the US, UK, and Ireland, and extensive experience coordinating, supporting, and leading teams on a follow-the-sun rotation.

SAFe Program Consultant and Prosci-certified change management practitioner. My strengths are in delivery leadership, process and operating-model design, organizational change, and practical execution: defining clear outcomes, closing gaps between current and target state, and driving the shift from adoption to steady-state operation.

Core Capabilities

LeadershipLeading managers and teamsOperating model designVendor and SoW management
DeliveryDelivery leadershipRecovering off-track deliveryMVP design & delivery
EnablementCoaching and upskillingCurriculum and learning designAI readiness for delivery teams
ChangeChange managementCI and cost reductionAI governance and guardrails

Career timeline

200420082012201620202024
Lincoln FinancialAVP, Enterprise Continuous Improvement
2022–2026
VanguardSenior Manager, Chapter Lead
2018–2022
Liberty Mutual InsuranceScrum Master II
2016–2018
Goodville MutualScrum Master
2014–2016
Millersville UniversityWeb Systems Engineer
2013–2014
Sun Life FinancialApplication Developer
2012–2013
BBDO DublinTechnology Manager
2006–2012
AppleSupport Engineer, EMEA
2004–2006

Sector depth

0YEARS
  • Insurance9 yrs
  • Advertising & media6 yrs
  • Asset management4 yrs
  • Consumer tech2 yrs
  • Higher education1 yr

Custom builds

getConcordance.com

SDLC and delivery governance platform mapped to SOC 2, ISO 27001, NIS2 and CRA, with AI Sentinel protocols for non-determinism, prompt injection, model drift and auditability.

ConceptToValue.com

AI portfolio operating model: scores an AI backlog on value, feasibility, risk and dependencies into a Now / Next / Later slate, with a NIST AI RMF governance pack and a stall-watch cockpit.

Representative programs

Agile Center of Excellence

Built and ran the enterprise coaching practice across 130 teams and 1,200 practitioners.

IT Upskilling & Enablement

Owned division-wide IT upskilling, the learning platform estate and a network of capability champions. Rescued the off-track program spanning 100+ teams, returning delivery to target ahead of schedule.

Scrum Master Academy

Curriculum and coaching model at Vanguard and Lincoln, scaled from a 100-person pilot.

Consultancy Management

Engaged and managed McKinsey, EY, BCG, Accenture and SEI across Vanguard and Lincoln: scoping, SoW, rate negotiation and delivery oversight.

Product Delivery

Led 30 program managers and scrum masters across a product portfolio: quarterly planning, dependency and risk management, predictable shipping.

Employee Onboarding

Designed and delivered the onboarding program for the CX Way, built partnering with CX leadership and McKinsey, which seeded an enterprise-wide transformation.

Certifications

SAFe 6 Program Consultant
SAFe 6 Program ConsultantScaled Agile
Prosci Change Practitioner
Prosci Change PractitionerProsci
Certified Scrum Professional
Certified Scrum ProfessionalScrum Alliance
Agile Coach (ICP-ACC)
Agile Coach (ICP-ACC)ICAgile
Professional Scrum with UX
Professional Scrum with UXScrum.org
Certified Scrum Product Owner
Certified Scrum Product OwnerScrum Alliance
Professional Agile Leadership
Professional Agile LeadershipScrum.org
Professional Scrum Master
Professional Scrum MasterScrum.org
Certified ScrumMaster
Certified ScrumMasterScrum Alliance

Education

Trinity College Dublin
Trinity College DublinMSc, Management & Information SystemsDublin, Ireland
South East Technological University
South East Technological UniversityBSc, Computer ScienceFormerly Waterford IT
MIT Sloan
MIT SloanImplementing Agentic AICompleted 2026
Prior Employers

Let’s talk

If you’re working through a project, program, or operational challenge, or simply want an experienced outside view on how to move something forward, I would welcome a conversation.

linkedin.com/in/terryharmer
Greater Philadelphia & South Central PA
(717) 701-2457